@article{oai:kwansei.repo.nii.ac.jp:00020108,
 author = {Houng, John  洪  澄洋  ホング  ジョン},
 issue = {3},
 journal = {商学論究},
 month = {Mar},
 pages = {43--74},
 title = {信用リスク管理分析に基づく融資の構築},
 volume = {49},
 year = {2002}
}